• Key Features:

  • • Comprehensive Healthcare:

    CGHS provides a broad spectrum of medical services, including outpatient (OPD) and inpatient (indoor) treatment, diagnostic tests, and access to specialist care.

  • • Accessibility:

    The scheme aims to make healthcare accessible and affordable for its beneficiaries through a network of wellness centers, polyclinics, and empanelled hospitals.

  • • Cashless Treatment:

    CGHS offers cashless treatment facilities at empanelled hospitals and diagnostic centers for certain beneficiaries, including pensioners.

  • • Reimbursement:

    Beneficiaries can also claim reimbursement for OPD expenses and specific medical needs.

  • • Eligibility:

    CGHS is available to central government employees, pensioners, Members of Parliament, freedom fighters, and other eligible categories as notified by the government.

  • • Network of Providers:

    CGHS utilizes a wide network of wellness centers, polyclinics, and private hospitals and diagnostic centers empanelled by the scheme.

  • • Drug Provision:

    Drugs are dispensed from wellness centers based on prescriptions from CGHS doctors, government hospital doctors, and doctors from empanelled hospitals.

  • • AYUSH Benefits:

    CGHS also includes coverage for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy (AYUSH) medicines.

  • How it Works:

  • 1. Enrollment:

    Eligible individuals can apply for a CGHS card, which provides access to the scheme's benefits.

  • 2. Wellness Centers:

    CGHS beneficiaries can visit designated wellness centers for consultations, prescriptions, and other services.

  • 3. Empanelled Hospitals:

    For specialized treatment or hospitalization, beneficiaries can access empanelled hospitals and diagnostic centers.

  • 4. Reimbursement Claims:

    Beneficiaries can claim reimbursement for eligible expenses as per the scheme's guidelines.